Everyone has a unique financial situation. This is why we pride ourselves in offering a plethora of products. With us, you can expect to know your product options, the differences between them and feel confident in your decisions. Whether it's your first house, an investment property, or you're downsizing to that condo downtown...we've got you.

Loan Products & Specialties

  • Fixed and Adjustable Rate Mortgages
  • FHA & FHA Streamline
  • USDA
  • VA (Veteran) 
  • Renovation/Construction
  • Conventional, HomeReady/HomePossible
  • Multiple Mortgage Insurance Options
  • Warrantable & Non-Warrantable Condominiums
  • Jumbo
  • High Balance Loans
  • Reverse Mortages

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Our Process

Reach Out and Apply

It all starts by you reaching out and applying. We will want to scrub the details of your income, liabilities, assets and credit history to prequalify you. 

Discuss Options

Once you've applied, we will discuss financing options. You will learn what is required for the loan. We will also discuss budgets and costs so you can plan accordingly. 

Gather Documents

We will ask you for documents to verify your application. These include pay stubs, W2s, bank statements, copies of drivers licenses, etc.  If you are purchasing, your house hunt would start at this point.

Head to Underwriting

Once a property has been identified an underwriter will review your file and issue an initial decision. The decision will contain "conditions" to work through to clear the loan for closing. We work with you on these conditions.

Final Review

As soon as we've resolved the conditions (including an appraisal and title work), we request a Final Review by underwriting so they will clear the loan for closing.

Closing

We team up with a closing attorney or title company to prepare closing documents and schedule your closing. On closing day, the closing documents are signed and recorded.